In a large mixing bowl, combine the all-purpose flour, baking powder, salt, and sugar. Whisk them together thoroughly until there are no lumps and the dry ingredients are evenly mixed.
In a separate bowl, use a fork to mash the ripe banana until it reaches a smooth consistency. Add the milk, egg, and melted butter (or coconut oil) to the mashed banana, whisking until all ingredients are well blended and uniform in texture.
Pour the wet ingredients into the bowl of dry ingredients. Gently stir the mixture with a spatula or wooden spoon until just combined. It's important not to over-mix; some small lumps may remain for a fluffier pancake.
With a gentle folding motion, incorporate the semi-sweet chocolate chips into the batter, taking care not to overwork it.
Place a non-stick skillet or griddle over medium heat. Lightly coat the surface with a small amount of oil or butter to prevent sticking.
Using a measuring cup, pour approximately 1/4 cup of pancake batter onto the skillet for each pancake. Allow the pancakes to cook for about 2-3 minutes, or until bubbles begin to surface and the edges look set.
Carefully flip the pancakes using a spatula and cook for an additional 2-3 minutes on the opposite side, or until they turn a beautiful golden brown.
Once cooked, remove the pancakes from the skillet and keep them warm on a plate covered with a clean kitchen towel while you repeat the process with the remaining batter.
To serve, stack the pancakes on plates, garnish with extra banana slices on top, and drizzle generously with pure maple syrup. Enjoy warm!
Notes
Serve warm with maple syrup and extra banana slices.